Frequently asked questions
- Is Sou Econômico secure?
- Yes. We follow LGPD strictly and use AES-256 encryption, the same technology used by major Brazilian banks, to ensure your privacy is absolute.
- Is there a free plan?
- Yes. Sou Econômico has a lifetime Free plan with unlimited manual entries, accounts, categories and built-in PTAX rates, no credit card, no time limit. When you want the dashboard, monthly report, projection and goals, PRO is $0.99/mo and is billed from day one.
- Is my data protected?
- Yes. We use advanced encryption and follow best practices in information security to protect all your financial data.
- What makes Sou Econômico different?
- Sou Econômico is built specifically for Brazilian reality with simple language, an accessible R$ 4.99/month price, and features like goal simulation and complete expense tracking.
- How do I cancel my subscription?
- You can cancel your subscription at any time directly inside the app in the Subscription section. No fees, no penalties.
- Can I use the app on multiple devices?
- Yes. Sou Econômico works on any device with internet access, computer, tablet, or phone. Your data is synced automatically.
- Does Sou Econômico help organize spending, accounts, and personal financial goals?
- Sou Econômico was built to support personal financial organization. The platform helps you track information about spending, accounts, budget, and goals according to the features available on your account. The goal is to make your financial routine more visible and organized.
- Does Sou Econômico offer individual financial advice?
- No. Sou Econômico supports the organization of personal financial information and does not replace individualized investment, credit, or financial product advice. Each user remains responsible for their own decisions and should seek appropriate guidance when needed.
- Can I use Sou Econômico to track expenses and personal financial planning?
- Yes, within the features available on the platform. You can use Sou Econômico to track your personal financial organization, identify spending categories, keep an eye on commitments, and work toward goals based on your own financial reality.
- Does Sou Econômico replace financial consulting?
- No. A financial organization tool helps you record and visualize information. It does not replace individual analysis of investments, credit, taxes, or professional financial planning.
- How should I use a personal finance tracking tool?
- The best use starts with consistently recording the information that matters for your routine. From there, you can track expenses, commitments, budget, and goals. How useful the tool is depends on the quality of the information you enter and how often you review your plan.
Personal financial organization in practice
Organizing your personal finances happens in three distinct steps. Recording means logging every income, expense, or transfer as it happens. Tracking means looking at those records over time, by category and by month, to understand patterns. Planning means using that history to decide what to do next, like cutting a recurring expense or setting money aside for a goal. The three depend on each other: without consistent recording there's nothing to track, and without tracking, planning becomes guesswork.
Recurring expenses — subscriptions, monthly fees, fixed bills — tend to go unnoticed because they repeat automatically. Reviewing them periodically helps you spot services you no longer use, duplicate charges, or price increases nobody noticed. A simple monthly review, comparing what was expected against what actually left the account, is often enough to regain control over this kind of spending.
A financial goal is only useful when it has a deadline and an amount. Saying 'I want to save money' doesn't guide any practical decision; saying 'I want to save R$6,000 in 12 months' already tells you how much to set aside each month and lets you track whether you're on pace. Framing a goal this way also makes it easier to adjust the plan when your finances change, without starting over.
It's worth distinguishing a financial organization tool from individual advice. Organizing means gathering and visualizing information that already belongs to the user, to support their own decisions. Recommending means pointing someone toward a specific product, investment, or credit line based on their particular situation — that requires professional analysis and isn't the role of a recording and tracking tool. Sou Econômico stays on the organizing side of that line.
Financial information is sensitive and deserves the same care as any other important personal data. Avoid sharing statements, balances, or full plans over unsecured channels, always verify who you're talking to before sending any data, and prefer tools that follow recognized protection practices, such as encryption and compliance with data protection law.